Privacy Policy

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The Paul Quinn Federal Credit Union shares nonpublic personal information about members only with the following non-affiliated third parties:

· Auditor (NYSCUL or Private firm)

· Collection Agencies

· Credit Bureaus (Equifax, Experian)

· Data Processing (CUSERV)

· Examiner (NCUA)

· IRS

· Government Data Matching Program


PAUL QUINN FCU collects non-public personal information about our members from the following sources:

· Information we receive from loan applications or other forms

· Information about a member’s transactions with PAUL QUINN FCU or others; and

· Information we receive from a consumer reporting agency.

The information collected is used by PAUL QUINN FCU personnel only to provide products or services requested by a member and it will not be disclosed to anyone, except as permitted by law.

PAUL QUINN FCU restricts access to a member’s personal and account information to those employees who need to know that information to provide products or services. PAUL QUINN FCU maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard our members’ nonpublic personal information.

PAUL QUINN FCU will provide an initial notice of the privacy policy at the time a “continuing relationship” with a member is established (when the account is open) and it will be enclosed with the Welcome letter that is sent to new members. Another notice of the privacy policy will be sent to all the membership once a year.

Notice of Paul Quinn FCU’s Privacy Policy

1. The Paul Quinn Federal Credit Union (PAUL QUINN FCU) respects your privacy, and therefore we do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

2. If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices described in this notice.

3. PAUL QUINN FCU restricts access to your personal and account information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Web Site

Paul Quinn FCU’s web site currently provides general information about the credit union’s products and services, locations, and hours. The site is not designed to collect personally identifying data on visitors and does not require the disclosure of any personally identifying information.

Web Site Notice of Paul Quinn FCU’s Privacy Policy

1. The Paul Quinn Federal Credit Union (PAUL QUINN FCU) respects your privacy. Through our Web site, we strive to provide valuable information to you about how we may serve you, and whether you are a valued existing member or someone looking for community financial services, we hope our site answers your questions about our products and services, locations, and hours.

As a visitor to our Web site, you need not be concerned about the privacy of your personal information. Our site is not designed to collect personally identifying data on visitors.

2. Our Web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address, and any other information your e-mail header shows about you, such as your name or organization, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments or questions. Your e-mail address will not be sold, nor will it be shared with others outside the credit union unless we are compelled to do so by law.